![Natural Disaster Insurance – Protection from Natural Disasters | HomeID®](/media/1048/homeid-natural-disaster-insurance.png?anchor=center&mode=crop&width=200&height=200&rnd=131372409050000000)
Natural Disaster Insurance – Protection from Natural Disasters | HomeID®
Does homeowners insurance cover natural disasters? To answer this question simply, standard homeowners insurance does not cover ALL natural disasters. A standard policy will typically cover limited damages related to natural disasters such as a fire, wind, hail, broken pipes, etc. However, it does not cover earthquakes, flooding, or pest damage.